By: Jack Bogart Maverick

Pre-Approved Installment Loans – Guaranteed Approval

Page Contents

Do you provide installment loans to people with bad credit histories?

The simple answer is yes. We do not look at any of your credit histories when processing an application. For a pre-approval installment loan, we just need – name, address, phone number, and bank account details. This applies to all types of installment loans; auto loans and other secured loan options. Borrowers can use the loan amount to consolidate debt among other things

What kind of information will I be asked to submit during the application process?

To get a pre-approval installment loan from us you may have to fill in a quick questionnaire that asks about your employment status, gross monthly income, and bank details. We also ask for personal ID documents such as a driver’s license or social security card. In case you are unsure what type of information exactly should be submitted please get in touch with our customer support that will explain everything.

Where can I find the application form?

The process to get pre-approved installment, loans online is very simple and straightforward, simply gather all your personal details and click on Apply Now. The application form will be sent directly to us and we’ll get back to you as soon as possible with our decision on whether or not you’ve been approved for a loan.

How much would an installment loan cost me?

Every client has different financial needs (be it an immediate cash flow problem or need quick loan amount) resulting in being offered completely unique rates depending on their situation. For example – the range of APR is between 165% to 689%. To learn more about exact rates, visit page 2.

What is the process of applying for a pre-approval loan?

To get quick and easy online installment payday loans you’ll need to follow these steps: Fill in an application form with your personal details. It takes less than 5 minutes and we do not ask for any sensitive information such as social security number or date of birth. Once your request has been submitted, our customer support will contact you within 30 minutes. In case there is no answer, they will try again after 24 hours since that’s when the data is sent to the underwriting department. You can then expect a decision from us within 10-20 minutes from the time of your first call. If pre-approved installment, loans are granted you’ll be asked to send your banking details via email or fax.

How much does it cost to get pre-approved installment loans?

Getting an installment loan is fast and easy, allowing you to get a loan amount quickly without any hassle. There are no hidden fees, interest rates are low and payments can be made over time according to your monthly budget. The fee ranges from $2-$30 depending on whether you would like us to contact you by phone or e-mail. If you’d like even faster service – visit page 2.

What documentation do I need in order to get quick cash?

All we require is your name, address, phone number, and bank account details so that we can process your pre-approval installment loan application. There is no need to fax or email any documents, all we need is a valid ID such as a driver’s license or social security card.

What type of credit do you consider when providing short-term cash?

We don’t make any checks on your financial history when processing an application for installment loans with a bad credit score. We only require minimal personal and employment information and will then connect you directly with our direct lenders who will handle the rest and determine whether you qualify for an installment loan or not (this means that we do not run a credit check).

How quickly can I get emergency fast cash?

It takes less than 5 minutes to fill in the online form and submit your request. You will then be contacted by our customer support within 30 minutes to find out whether or not you’ve been approved for a loan. If no answer is received the data is sent to the underwriting department and we’ll try again after 24 hours. In case pre-approval installment loans are granted – we’ll ask you to send your banking details via email or fax so that we can process the payment.

What does it mean if I get an instant decision?

Being able to provide immediate decisions means that you can receive fast cash. Bypassing long queues at banks and other financial institutions where people have to wait for up to 3 weeks just to be told they don’t qualify for an installment loan (and then have to start the begging process all over again). Our direct lenders provide instant decisions so that you can get cash quickly without any hassle.

What types of installment loans with bad credit scores do your lenders offer?

Our lenders specialize in short-term installment loans and are able to provide different types of cash loans with bad credit scores depending on your financial situation (be it $100 or $1,000). You can apply for unsecured, loans, secured loans, or co-signer installment loan terms – depending on whether they have variable or fixed interest rates available at the time. If you wish to learn more about our services visit page 2.

How long will it take me to receive my quick personal loan?

Once we’ve received confirmation from our direct lender that you’ve been approved for an installment loan it usually takes us 10-20 minutes to transfer the loan funds into your account so that you can start spending it. If you need a fast loan amount.

What’s the maximum amount I can borrow?

Our lenders are able to provide installment loans starting from $100-$1500 or even higher if your income is sufficient enough to repay any types of financial obligations. Check rates available now on page 2.

What credit score do I need to qualify for an installment loan?

There are no credit checks involved when applying for an installment loan with us, all we need is minimal personal and employment information in order to connect you with our direct lenders which will handle the rest and determine whether you qualify for a loan or not.

How much will I have to pay back?

Our lenders are able to provide installment loans with a bad credit score starting from 1-36 months depending on your personal circumstances, however, the fixed monthly, payments time can be extended if necessary. Interest rate payments vary depending on loan terms and other factors (be sure to check rates available now on page 2).

What other types of financial assistance do you offer?

We’re not just limited to providing quick loan amounts through installment payday loans, we work with a number of reputable financial institutions that are able to provide different types of long-term financing options such as mortgages, home improvement installment loans, and so on.

How safe is it for me to use your service?

Finance operates direct lenders that are highly reputable and have many years of experience in the financial sector. We also provide all the required information about our lenders under the “our service” page so that you can be well informed before making any payments that are completely secure.

Visit OnFinance now! y with our direct lenders who will handle the rest and determine whether you qualify for an installment loan or not (this means that we do not run a credit check). If you’re looking for a quick loan amount without the hassle.

How quickly can I get emergency fast cash?

It takes less than 5 minutes to fill in the online form and submit your request. You will then be contacted by our customer support within 30 minutes to find out whether you actually qualify for an installment loan or not (we check all details and determine whether you’ve been approved or rejected). If approved – we will transfer the loan amount into your account within 10-20 minutes. Apply now on page 2.

What types of installment loans with bad credit scores do you offer?

OnFinance provides various types of installment loans such as unsecured cash, secured, and co-signer installment loans depending on the rates available at the time.

How long will it take me to receive my cash?

Once we receive confirmation from our direct lenders that you’re approved for an installment loan it takes us 10-20 minutes to with their representatives who will provide as much information as possible regarding rates available and loan term. For more details visit our service page.

What’s the maximum amount I can borrow?

Lenders are able to provide installment loans with a bad credit score starting from $100-$1500 or even higher if income is sufficient enough for repayment of any financial obligations. Check rates available now on page 2!

What credit score do I need to qualify for an installment loan?

There are no credit checks involved when applying for an installment loan with us, all we need is minimal personal and employment information in order to connect you with our direct lenders which will handle the rest and determine whether you qualify for a loan or not (no credit check required). If you’re looking for a long-term loan amount.

How can I receive a loan?

When applying for an installment loan with OnFinance you only need to complete our simple and quick application form in order to connect you with our direct lenders which handle the rest and determine whether you qualify or not (no credit check required). Visit page 2 to learn more.

How much will I have to pay back?

Interest rates vary depending on your personal financial situation, however, the repayment time can be extended if necessary. Interest rate payments are mentioned on page 2 before submitting an application.

Does my age matter when applying for a fast cash loan?

It does not matter how old are you – as long as you meet all other requirements which are listed below on this page – we will be able to pre-qualify you for a loan.

How much will I have to pay in fees if I take out a loan?

There are no additional fees applied when applying with us, however, interest rates will vary depending on your credit history and financial situation. Interest rate information is available before submitting an application form!

Do you offer co-signer loans?

Yes, OnFinance works with direct lenders who are willing to provide various types of installment loans with bad credit scores under different conditions depending on the current market rates (rates are listed below).

What if I do not have enough loan amount to repay my installment loan?

OnFinance does not perform any credit checks during the application process and no credit is required when submitting an application. If you don’t have enough loan amount to repay your loan, we will send the outstanding balance that needs to be repaid and then assign a payment plan which can be flexible (however we cannot guarantee this).

Can I pay off my installment in full early?

Yes! As soon as you get approved for an installment loan. Contact us with your lender’s contact information so they can request an extension of the initial term of the loan. If it is possible, changes will be applied immediately without any additional fees or penalties.

What happens if I’m late on a repayment?

We understand that unforeseen circumstances could occur where your cash advance becomes due earlier than the date on which it is due. We will not penalize you if your payment is one day late. If your payment is more than one (1) day late, we will charge an additional ten percent (10%) of the amount that was past due. If payment is more than seven (7) days late, we reserve the right to charge a fee of up to three hundred fifty dollars ($350).

How long will my direct lender take?

Direct lenders are able to provide different types of installment loans with bad credit scores. Under different conditions depending on the current market rates available at the time of application submission.

What are recurring payments?

Recurring payments are based upon continuous electronic debits from your account until either the entire balance has been paid or your authorization is withdrawn. You may withdraw your authorization at any time.

Do you charge a fee for using a credit card?

installment loans with a bad credit score that are obtained with the use of a credit card come with additional charges and we cannot provide exact amounts as we do not know what type of installment loan you will qualify for. This amount will be disclosed upon submitting an application! As long as you repay your loan on time, the above-mentioned fee(s) will be waived by our lenders.

How can I apply online?

Visit page 2 to learn more about applying online! We handle all applications submitted through our site within less than 24 hours and usually much faster!

Do you accept cash deposits?

We are starting to work with lenders who can offer installment loans with bad credit scores where funds can be deposited into your bank account however it is not a requirement. You will need to make sure that you have all the required information from your direct lender before applying for an installment loan – this way we can process your application much faster!

I have been declined by OnFinance, what should I do next?

You may try applying again or find another source of cash advance online. If you would like a list of potential lenders to consider, please send us an email and we will provide additional information within 24 hours.

How does pre-approval financing work?

Pre-approval options are only available if you choose a lender from our list. You can find a list of potential lenders on page 3. A pre-approval does not affect your credit score in any way – however, when applying for installment loans with a bad credit score it is always recommended to have an open line of communication with the lender so they can approve you if you qualify.

What bank do you use?

We work with direct lenders that value their reputation and therefore we cannot disclose this information before processing your installment loan application!

Is OnFinance a legitimate company?

Yes! We have been in business for over 5 years and specialize in matching consumers who are looking for a loan amount with direct lenders (who provide different types of installment loans with bad credit scores such as payday, installment, and more!) Apply online now to get matched instantly, and rest assured that your details will remain confidential.

How do I find an installment loan lender?

You may find a direct lender who processes installment loans with bad credit scores by using our list of potential lenders.

Can OnFinance approve me without providing my social security number (SSN)?

Yes, if you choose a direct lender from our list of potential lenders on page 3, they can process your application without requiring your SSN. However keep in mind that if you fall into a higher risk category, some companies may request that you provide this information unless otherwise stated!

How long does it take to get a response?

We process all applications submitted through our site within less than 24 hours and usually much faster! You can find more information on page 3 – this applies to companies that we have listed as potential lenders. A potential lender may choose to reply in a time frame that is different from the one mentioned above – please only contact them directly with questions about their timeframe.

Can I submit my social security number (SSN) through the phone?

No, we only recommend that you send this information through our site. We do not retain any records of customer SSNs! Keep in mind that your application will be processed much faster if you complete it online –

What terms and conditions should I expect when applying for an installment loan?

You can find the terms and conditions related to each company listed on page 3 of this article. These agreements are specific to each lender which means they may differ depending on which company you choose to apply with. It is important to understand what fees you will be required to pay as well as what repayment terms apply before sending out your application.

What is the average APR for installment loans?

Please refer to our list of potential lenders on page 3 – this information can often be found in their terms and conditions section. Keep in mind that APR may vary depending on which lender you choose to work with!

Where should I apply for an installment loan?

You can choose any direct lender from our list of potential lenders. Make sure to research the company you are choosing before applying for an installment loan. As we cannot guarantee which type of financing is offered by each company!

Is it possible to get an installment loan without my social security number (SSN)?

Yes! If you choose a direct lender from our list of potential lenders on page 3 they can process your application without requiring your SSN. However, keep in mind that if you fall into a higher risk category some companies may request this type of information unless otherwise stated! We do not retain any records of customer SSNs.

How does OnFinance work?

OnFinance acts as an intermediary between consumers who wish to access installment loans with bad credit scores and direct lenders who supply different types of cash advances such as payday loans, installment loans, title loans, etc. Our technology platform provides an easy way to submit your application online or through one of our partners’ payment centers.

Can I get the loan amount on the same day?

It depends on which lender you choose to work with – page 3 shows a list of potential lenders who may be able to process your application faster than others. Keep in mind that it is best practice to ensure you have all the required documentation before submitting your request for financing!

How soon after applying can I receive my funds?

This timeframe varies depending on which company you are working with. It is important that you do not wait until the last minute before sending out any requests. As they cannot be guaranteed due to high volume! We recommend that you contact the company directly for specific details regarding their terms and conditions.

What are my payment options?

You can choose to pay your lender back in full or schedule automatic transfers. Weekly, biweekly, or monthly basis depending on the repayment plan that suits your needs best. Keep in mind that each company has different policies. Regarding auto-payment, it is important to ask them directly for any questions you may have prior to applying!

Can I get an installment loan without having a direct deposit?

No. Some companies will not accept this method of repayment. While others will be flexible if they see proof of stable income. We recommend contacting them directly for more information about how they can process installment loans.

How much time do I have to pay an installment loan back?

This timeframe varies depending on which company you choose to work with. It is important that you understand how often your payments will need to be made. As well as what interest rates and fees may apply before sending out an application! We recommend contacting the company directly for more information about their terms and conditions.

What factors determine whether or not my application can be approved?

Each lender has different requirements which they use to assess if an individual qualifies for financing. The most common factors include credit score, location, age, income level, and employment status (either full-time or part-time).

What should I do if I cannot afford my payment?

It is best practice to set up automatic transfers so that you never miss a single payment. This makes life easy for you and the lender.

Do I need to sign any paperwork? What makes OnFinance different from traditional lenders?

OnFinance acts as an intermediary between consumers who wish to access installment loans with bad credit scores and direct lenders who supply different types of cash advances such as payday loans, installment loans, automobile title loans, etc. We provide online applications which are sent directly to our network of lenders where they are processed within seconds! This way it’s easy for everyone – no faxing or filling out unnecessary forms!

How do I know which lender is the best fit for me?

The most important thing to remember is that not all offers are created equal!

What are the top reasons why people get denied an installment loan?

Denial can happen if there are issues with your credit history, employment status, or financial stability.

What are the top reasons why people get denied a payday loan?

Denial can happen if there is insufficient income. You have applied for multiple installment loans with bad credit scores at once.

Who should I turn to if I want to get pre-approved for an installment loan?

It is important that you understand how much time you have before all fees are due. Interest rates and terms apply. Whether or not they can accept applicants without direct deposit. We recommend taking advantage of our list of potential installments. Payday lenders offer different products so you can find something relevant to your situation. It’s also a good idea to define your financial goals beforehand if you plan on picking a lender! You may be wondering ‘where do I find the best lenders?’

I’m looking for a company that offers a flexible payment plan – who should I turn to?

It is important that you understand how much time you have before all fees for installment loans are due. What interest rates and terms apply. Whether or not they can accept applicants without direct deposit. We recommend taking advantage of our list of potential personal loan lenders. They each offer different products so you can find something relevant to your situation.

What if my credit is bad or non-existent? Is it still possible to get a loan?

It may be worth considering using a different email address than the one you usually use for this action. It May help to ensure that any transaction is kept private. We also recommend using a different name to get more information on secured loans.

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Loans Writer | + posts

Over 10 decades of work experience in the field as a financial author and book editor with a specialization in financial markets, trading in forex, and business. J.B. has published hundreds of articles about the futures, stock, and forex markets. He has also written a book on trading in futures as well as created a psychological thriller, A Cross of Hearts. Other areas in which J.B. expounds are political or social commentary.

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