Online Payday Loans From Direct Lenders Only. With Guaranteed Approval?


A direct payday loan refers to a loan that is offered by the lending firm directly to the borrower.

This type of loan does not include brokers or intermediaries or people who ask you for information and thereafter they can link you up with a lender.

deal with payday loans directly

The main goal of brokers is to find potential borrowers and then forward them potential lending companies or match borrowers with lenders. 

Privacy of your information is integral to any company and it is crucial that you look for an actual lender who will give you loans after assessing your financial information.

Financial experts recommend that you deal with the lender directly to avoid any confusion or your information getting into wrong hands.

With a such a lender, you are guaranteed of financial assistance if you have pressing needs to take care of. The essential aspect is to understand the terms and conditions of the lender and his reputation.

Why Should I Choose To Get Payday Loans From A Direct Lender And Not A Third Party?

Payday loans from a direct lender are processed quickly and you will have money to deal with any emerging issue. The process involves.

  1. Fill out the form
  2. Sign your loan documents
  3. Receive your funds

Why You Should Avoid Intermediaries and Deal Direct

Sometimes, you cannot avoid borrowing money to supplement your needs. Obtaining a loan direct could be one way for you to ease your financial burden. However, there are intermediaries who will ask for your financial information and then sell it to the highest bidder. It is essential that you deal with the lender directly. Reasons to avoid brokers include:

  • Extra cost

Extra cost
Extra cost

Everybody is looking to make extra cash and one way that brokers make money is by obtaining financial information from prospective clients and then forwarding it to loan companies.

The brokers usually take the highest bidder. If the lead generator is going to charge the lender, then the lender will pass the charges to the borrower. Brokers and service providers use different techniques to circumvent state laws that may cap their interest rates. Based on your state regulations, you should get as much information regarding the lenders as possible.

  • Extra solicitation

Once you have submitted your application forms, you express interest in a payday loan and the lenders or brokers will use the information to get the highest bidder who will provide you with the loan.

One a borrower submits information through different landing pages, it is converted into a lead and enters digital marketplace. Depending on the privacy policy of the company, it is essential to note that information provided by customers is sent to the loan providers. Some reports indicated that some companies have a virtually unlimited right to sell, share, rent or disclose the information to other businesses.

In some cases, the information may even be sent to unwarranted parties.

  • High risk of fraud

To apply for a payday loan, you should provide a checking account among other financial information. With Actual lenders, you can clearly get the amount you are applying for and the interest rates on every loan from their website where by law it should be stated clearly.

On the other hand, brokers put up your financial information for bidding. A company that sells your financial information could jeopardize your security. Which is why you should look for a lender to provide you with a financial loan rather than brokers.

  • Misleading sites

High risk of fraud
High risk of fraud

It takes time for you to look for a lender that provides loans to customers while keeping their customers’ information safe. Lenders provide loans to consumers and their financial information is stored according to state privacy laws. Brokers’ sites may have dubious security which puts the confidential information you’ve provided at risk.

Look For A Reputable Company

While many types of loans are available, you should identify the right lending institution.

Most people with bad credit rating have few options of getting extra money. You should look for a real lender because you will be dealing with the person who will offer you a loan.

Dealing with payday loan stores can be challenging especially if you are new to the business. Local payday loan stores will demand a couple of pre-dated checks which will be cashed at a later date.

How do I Get Guanranteed Payday Loans from these companies?

If you asking yourself how do I get payday loans from an actual lender? The answer is simple we connect you hundreds of lenders in our portal. We offer solutions to:

  1. Online payday loans
  2. Installment loans
  3. Payday loan consolidation
  4. Title loans
  5. Merchant cash advance
  6. SAme Day No Credit Check Loans
  7. Loans For Bad Credit
  8. Quick Payday Loans

Consistency and Rapport

not fall for scams online who promise you instant loans
not fall for scams online who promise you instant loans

When you work with a reputable and reliable lender, you will be given all the information regarding the loans upfront which will help you make an informed financial decision. The loans are convenient because you can borrow from the comfort of your couch.

All you have to provide is your checking account, income evidence and previous payday lending history. You should not fall for scams online who promise you instant loans yet sell your financial information to the highest bidder.

Talk to the customer support team to ascertain the security of your information. In addition, most of these companies provide round-the-clock support to borrowers so you can be applying for a payday loan within the shortest time possible.

Consumer safety online

When you are dealing with an actual lending company, the security of your information is guaranteed. You should read the privacy policy of the company and check whether they have a reputation of serving their customers welly.

The lender understands how important it is for the client to get the money within the shortest time possible. Therefore, they will process the loan application quickly.

The online application can be completed within minutes. Once the application is submitted, a response is generated within minutes. If you are approved for a loan, the money will be deposited into your account very quickly.

payday loans direct lender upholds the confidentiality of the information you have submitted.
payday loans direct lender upholds the confidentiality of the information you have submitted.

It is important to ensure that the issuing company upholds the confidentiality of the information you have submitted.

Your financial information and other important features should not be sold to a third party or given to unwarranted parties. It is imperative that you go for accredited business where you can borrow with confidence.

Moreover, the lender should give you a repayment period that you can comfortably repay the loans. Payday lenders will offer the client comfortable rates that will allow them to avoid rollovers.

A rollover occurs when you fail to pay the loan within the stipulated time. Lenders usually take the loan with interest and use it as a base to calculate the next loan.

In essence, you will pay a higher interest when you rollover your loan. There are so many companies online claiming to offer immediate cash loan or payday loan. You should always read between the lines and understand what you are getting into.

Payday loans direct are better than those payday loan matching services that are offered online. It is essential to note that unlike brokers or loan matching services, these lenders will work with you in your best interest. Unlike brokers, you will not get spam emails or phone calls from direct payday lenders.

The online payday lender will process your application quickly and you will know whether you’ve been approved for a loan within minutes. If you are approved for the loan, the money will be deposited into your account immediately. In situations where the application was made after business hours, the money will be wired directly into your account the next business day.

What Do You Need To Apply ?

As a borrower, you need to meet the requirements of the payday lending firm. You should at least be 18 years old. You must have a working checking account, a recurring income source and you must not be an active military service personnel.

If you meet the criteria, then you are eligible to apply for the loan. It is imperative to note that the payday lender customer support is accessible 24/7.

The customer support team is friendly and will answer all questions you may have regarding the loan, terms and conditions and privacy policies. Moreover, direct payday lenders will give you better rates because you are not dealing with brokers.