Suppose you’re faced with an emergency situation — medical bills, car repairs, or any other unexpected expenses. It may seem like the only option is the payday loan. This isn’t the case. You can choose other options that are much less costly and less risky than payday loans.
We’ve searched across the country and located regional and local options to help with emergencies, whether through assistance programs or smaller loans. Select your state below to discover options close to you.
PaydayNow has reviewed these companies to ensure that they provide consumers-first services, such as credit with little interest or financial help.
The local community centers and non-profits help those needing assistance paying rent, transport payment for utilities, or other emergencies. They’re part of your neighborhood and have proven track records of assisting just like you.
Many of them offer advice and information to help you make wise financial decisions long after the crisis is over.
These organizations not only provide a viable alternative to payday cash loans, but they also aid in avoiding the loop of financial debt, which could keep you from paying off for many years. They empower you to make smart financial choices for yourself and your family in the future.
The goal of PaydayNow is to give consumers the clarity needed for every one of life’s financial choices ranging from immediate concerns regarding the cost of necessities to the long-term choices that guide to a better life free of financial stress.
The harmful loans that payday lenders make exacerbate this path. Every year the payday loan traps millions of people in a vicious cycle of debt.