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We don't make any credit or loan decisions, nor do we have the power to affect the decision of the lending institution. We don't have access to any information regarding your personal loans or information. If you're looking for more information regarding your loan agreement or terms, please direct all concerns directly to your lender. Same-day funding is available for online applications received before 10:00 a.m. CT on the business day. There is no guarantee by lenders for same-day loans. The decision could take longer when additional verification or documentation is required. APR Disclosure. Certain states have laws that limit an annual rate (APR) that lenders may charge you. APRs for cash advances vary from 200% to 13866%, while rates for installment loans range from 6.63 to 225 percent. The state in which you are borrowing from does not have any restrictions or loans made by a bank that is not governed by state law might have a much greater APR. It is the amount at which your loan is charged interest. It is determined by the amount, the cost, and the term that you take out, as well as repayment amount and payment timing. The lender is legally obliged to disclose the APR as well as other terms and conditions of the loan prior to you signing an agreement for the loan. APR rates can change. Short-term loans aren't available in every state. For a complete list of states available as well as the maximum loan amounts and terms please check out our rates and conditions page. Note Cash advances should only be used as a temporary financing solution. The short-term loans carry high rates of interest and can be expensive when used over more time. People with problems with their credit must seek out credit counseling.