PAYDAY LOANS ONLINE | AMOUNTS $100-$1000 | BAD CREDIT LOANS

Urgent online cash available fast!

Do you have an emergency bill?

No bank will lend to you because of bad credit?

Get payday loans online fast with PaydayNow. Our online loans can be completed in 1 to 5 minutes. Receive online cash as soon as the same evening!


In order that your loan is dispatched quickly, please fill in all required fields precisely


1. Personal information

2. Employment Information

3. Financial Information

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Payday Loans Online & Bad Credit Cash Advances

Apply for fast online payday loans with us. It is OK if you have poor credit. Our credit checks are less stringent than with a bank. Our payday advance lenders will not do a hard credit check on your credit score. It is easy to request and the process takes only a few minutes to request your cash loan application.

How do I apply?

We make the online payday loan application process easy and fast. At PaydayNow we know you are probably in a hurry to receive funds. Our online form can be completed in under 5 minutes. If you need a decision by phone please call customer service on  (800) 787-1393

Please have ready your Social Security number, employment information and banking account details at hand when you are requesting money.

How to get an online loan

In which states are online payday loans available?

Alabama, Alaska, California, Delaware, Florida, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Michigan, Minnesota, Mississippi, Missouri, Nebraska, Nevada, North Dakota, Ohio, Oklahoma, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington

How is a payday advance processed?

Your cash request is sent to direct payday lenders immediately after submission. In a minute or under they review basic elements like your address and income level to see if you are eligible for a  loan. As soon as they have approved your cash advance loan they will contact you to finish the process.

BAD CREDIT IS OK

What is the maximum I can get with a cash loan?

You can choose a sum of $100 to $1000. All cash advance requests will be carried out via Paydaynow. If you require larger amounts please consider an installment loan request also available on this site.

Please be aware that the interest rates are higher and that these loans are intended for short term purposes. The amount ideally should be paid back by your next payday. For long-term financial products consider installment loans an online application is here

Do payday loans have no credit checks?

Our direct payday lenders do not perform hard checks. A  soft credit check is done on a few factors.

A payday loan online has no traditional credit checks that will affect your credit score or your future chance to acquire a loan. Providing you have no previous payday defaults or have been declared bankruptcy most lenders will still consider you for a loan. Please note that your payday loan online amount is not guaranteed but you have a better chance than a bank.

How long will my loan take to process?

  • A payday advance loan submitted before noon has a chance of being paid out before the end of the business day
  • Payday advances submitted after noon will most likely be paid out the following business day.
  • Payday advances applied for during the weekend can be expected to be paid out on Monday 5 P.M or the latest Tuesday.

When will my online loan be deposited?

Please be aware that banking hours can affect your payday loan. It is advisable to apply earlier for same day deposits. For example, if you submit your payday loan request online by 9 AM there is a good chance the loan will be processed by the end of the business day.

What are the Advantages of Using Direct Payday Lenders?

Online Loans applied for through Paydaynow go through our software connected to many lenders. This offers you more chances of being approved for a payday loan. These lenders are in essence direct lenders as they do the lending. Paydaynow is a portal between you and them

What do I need to be eligible for a cash loan?

  • Your Employment details
  • Your bank account For The Loan
  • Social Security Number
  • Driver’s Licence Number if applicable

payday loan eligibility

When should I take out a short-term loan?

Paydaynow wants to help. Short-term lending is genuine help when you are in emergency situations but please be aware guaranteed cash should be repaid as soon as you can. Advances are a life saver but interest can mount up if you are not on top of the situation. We can get you online payday loans the next business day but remember a cash advance is a short-term financial product.

Can I extend my online loan?

Extending your payday loan is easy and you may prolong as many times as you need but you need to consider extra interest, fees and charges. You should look at your future income to see if it covers you.

Roll-Over of Loans

Interest in rollovers can easily mount up. Please consider how much and when you can pay back. That said we are glad we can assist. Review our terms and conditions in the footer of this website to see the details.

Is an online possible with bad credit?

Yes it is very plausible that you can get a loan if you have bad credit. Payday advances are unique in that there is only a soft credit check. This allows a lot more people to get funds.

When you have a poor credit score in general no banks will look at you. According to CNN, 40% of people in the USA  are one unexpected bill from financial disaster. Contrary to popular belief short term financing literally saves people from disaster every single day.

Can you be denied a payday loan?

Potential borrowers who can‘t verify their employment or have not repaid previous loans can be denied. Even though you can apply if you have bad credit, a poor credit rating can also be a cause of denial

Are there any guaranteed online loans for bad credit?

No although many companies will lure you in with the promiseThere are loans like ours that are for borrowers with bad credit. No one anywhere will guaranteed you a loan without a brief background check on who you really are.

Payday loans in the USA

The payday industry provides a vital service for those people who have bad credit. Without us, even worse events can happen like losing your job or apartment.  The interest reflects the risk of third party lenders not being paid back. Used responsibly payday loans are extremely valuable and the last lifeline available to millions of Americans.

California deferred deposit transaction law by the department of business oversight has a deferred deposit transaction law. Please take note that the laws vary when taking out a loan in this state.