Payday Loans Online & Bad Credit Cash Advances

Apply for quick online payday loans with us. It is OK if you have poor credit. Our credit checks are less stringent than with a bank. Take care of your financial needs and get quick cash.

Our online payday advance lenders will not do a hard credit check on your credit score. It is easy to request a payday loan and the process takes only a few minutes to request your cash loan application.

How do I apply?

We make the online payday loan application process easy and fast. At PaydayNow we know you are probably in a hurry to receive funds. Our online form can be completed in under 5 minutes. If you need a decision by phone please call customer service on  (800) 787-1393 . 

Please have ready your Social Security number, employment information and banking account details at hand when you are requesting money.

In which states are online payday loans available?

Alabama, Alaska, California, Delaware, Florida, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Michigan, Minnesota, Mississippi, Missouri, Nebraska, Nevada, North Dakota, Ohio, Oklahoma, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington

For California deferred deposit transaction law by the department of business oversight conditions apply.

Your cash request is sent to direct payday lenders immediately after submission. In a minute or under they review basic elements like your address and income level to see if you are eligible for a  loan.

As soon as they have approved your short term loan they will contact you to finish the process.

What is the maximum I can get with a cash loan?

Loan amounts vary based on $100 to $1000. All cash advance requests will be carried out via Paydaynow. If you require larger amounts please consider an installment loan request also available on this site.

Please be aware that the interest rates are higher and that these loans are intended for short-term financial needs. The amount ideally should be paid back by your next payday. For long-term financial products consider installment loans. Read the rates and terms before signing also to make sure you are satisfied.

Do payday loans have no credit checks?

Our direct payday lenders do not perform hard checks. A  soft credit check is done on a few factors.

A payday loan online has no traditional credit checks that will affect your credit score or your future chance to acquire a loan. Providing you have no previous payday defaults or have been declared bankruptcy most lenders will still consider you for a loan. Please note that your online loan application amount is not guaranteed but you have a better chance than a bank.

How long will my loan take to process?

• A payday advance loan submitted before noon has a chance of being paid out before the end of the business day
• Payday advances submitted after noon will most likely be paid out the following business day.
• Payday advances applied for during the weekend can be expected to be paid out on Monday 5 P.M or the latest Tuesday.

When will my online loan be deposited?

Please be aware that banking hours can affect your payday loan. It is advisable to apply earlier for same day deposits. For example, if you submit your payday loan request online by 9 AM there is a good chance the loan will be processed by the end of the business day.

What do I need to be eligible for a cash loan?

• Your Employment details
• Your bank account For The Loan
• SSN
• Driver’s Licence Number if applicable
• an email address

Can I extend my online loan?

Roll-Over of Loans

Interest in rollovers can easily mount up. Please consider how much and when you can payback. That said we are glad we can assist. Review our terms and conditions in the footer of this website to see the details.

Is an online payday loan possible with bad credit?

Yes, it is very plausible that you can get a loan. Payday advances are unique in that there is only a soft credit check. This allows a lot more people to get funds.

When you have a poor credit score in general no banks will look at you. According to CNN, 40% of people in the USA  are one unexpected bill from financial disaster. Contrary to popular belief short term financing literally saves people from disaster every single day.