$255 Payday Loans Online  – Same Day Cash Loans

PaydayNow provides Payday Loans of $255. Apply online and we’ll contact you promptly to inform you if you’re accepted.

Do you need a short-term cash advance in California? PaydayNow is here to assist you. We can help you with our California Payday Loans when you’re in a cash crunch between paydays and require cash now. We’ll generally transfer the money to your bank account on the following work day if we can approve you.

PaydayNow is a licensed state-licensed lender located in California and will fund you directly for your payday advance.

If you apply online or phone in to talk to live agents, we will take your payday loan application with urgency and will accept your loan quickly. Some customers are approved in only a few minutes. 

Our well-mannered, helpful and knowledgeable Customer Service team is available 24 hours a day, 7 every day of the week to help you with any questions regarding loans you might have.

The Loan Amount

PaydayNow provides California Payday Loans of $255, apply online and we’ll contact you promptly to inform you if you’re accepted.

Cost of Loan

The financing charge for the product is 17.64 percent of the total amount you borrow. In the case of the PaydayNow loan of $255, the total amount you’ll have to pay back will be the principal amount, which is $255, plus an additional finance charge of $44.98 which will result in an overall repayment of $299.98. The breakdown of this cost will be found in the loan contract.

This loan is a high-cost kind of credit, and is not designed to satisfy longer-term financial requirements. PaydayNow encourages you to utilize this product responsibly.

The Loan Term

The payday loan will be due in full on the following payday. It could be anytime within 8 and 30 days following the day you have received the money according to your pay frequency.

California Disclosures

See the below for an example table for this item, such as Annual Percentage Rates (APRs). Please note the term “Amount of Check” refers to the entire amount due. As of now, PaydayNow only offers a $255 Payday Loan.

Payday loans online in California Answers to Frequently Asked Questions

What do I need to know about my eligibility to get a loan?

To be eligible to receive a PaydayNow payday loan in California, you must:

  • You must be at minimum 18 years old
  • Have to be you are a US citizen or permanent resident
  • You must be a resident of California
  • Maintain an active account in your bank
  • Maintain a steady source of income
  • You must have a valid contact number as well as have an active email account.

Please be aware that we cannot offer credit products that have rates that allow us to loan to members of the US Armed Forces or their family members.

Do I have the option of same-day financing?

If we’re approved, and we’re able to deposit the funds into your account on the next working day, if possible.

Can I pay off my loan in advance?

Absolutely. You can make a part or full payment for your California Payday Loan before your due date without penalties. Simply call us at 1-866-255-1668 or email [email protected]

If I don’t live in California, but I want to apply for an online payday loan?

It is important to note that the California Payday Loan is only granted to California residents. If you reside in large cities such as Los Angeles or San Diego or a small town such as Apple Valley, we make the process of applying online for Payday Loans in California quick and easy.

If you aren’t in California, however, we might assist with other credit options. Check out the Rates page to determine if any other loans online, such as installment loans and lines of credit, are available in the state you currently reside in.


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Jamie Johnson is a freelance writer with a focus on business and finance who lives in Kansas City. She covers a wide range of personal finance themes, including credit card creation and construction, as well as personal and student loans. Her work has been featured in Business Insider, CO by the United States Chamber of Commerce, GOBankingRates, and Yahoo! Finance, in addition to contributing articles for PaydayNow.

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